Reinsure Your Car
For As Low As $39

With RISKRAZERS, you can get a cheaper auto insurance quote that doesn't compromise on quality in less than 2 minutes for FREE!

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WHY US

We Help You To Unlock Unbeatable Quotes on Personalized Coverage from America's Premier Insurance Providers

From Liability to Full coverage, we help find the best insurance quotes for just about anything that moves. At RISKRAZERS, we've built our business around understanding what you need and what's important for you to protect. That's why we use proprietary tech to offer a wide range of insurance products to meet your specific needs, including customized coverages.

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RISKRAZERS

Who RISKRAZERS is
perfect for

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New drivers

RISKRAZERS can save up to $750* annually if you are new to driving

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Experienced drivers

No more Premiums hikes. Get the quote you were working so hard for!

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Families

We Secure your most valuable assets.

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Businesses

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24/7/365

Round-the-clock customer support available day and night to assist with any questions or concerns you may have.

REVIEWS
RISKRAZERS Insurance

RISKRAZERS transformed my insurance shopping with its easy-to-use platform, offering quotes from top providers quickly. Their transparency and efficiency in finding the best rates make them stand out. A new standard for auto insurance shopping, indeed. Five stars for making a complicated process simple!

David Jones, location_on NY

Skeptical at first, RISKRAZERS quickly won me over with user-friendly service and competitive quotes from reputable insurers. Their standout customer support answered all my queries, making them a trustworthy choice for anyone seeking reliable auto insurance quotes.

Jennifer Brown, location_on TX

RISKRAZERS simplified auto insurance, giving easy access to top quotes. They prioritize transparency and satisfaction, making them highly recommendable for finding great insurance deals.

Michael Williams, location_on FL

Following a friend's recommendation, I tried RISKRAZERS and was impressed by the quick, efficient process of receiving competitive insurance quotes. Their round-the-clock customer support and commitment to quality service make them a top choice for hassle-free insurance shopping.

Emily Johnson, location_on CA

Let's see how much we can save you on car insurance

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FAQ

How do I compare car insurance quotes online?

Instantly explore car insurance rates from various companies with our SmartCompare® Tool . Begin by obtaining a quote from RISKRAZERS. Once you have your car insurance estimate, click on the "compare rates" option to assess how your quote stacks up against offerings from other insurers.

How much does car insurance usually cost?

The typical price for car insurance spans from $39 to $146 monthly for a liability-only policy via RISKRAZERS. Your car insurance premium is influenced by numerous elements such as age, geographical area, driving history, how you use your vehicle, any accidents, the type of vehicle, and additional factors. Moreover, the average cost differs across states, with each state setting its own minimum requirements for car insurance.

How much auto insurance do I need?

Choosing the right amount of auto insurance involves balancing your financial situation, vehicle value, and comfort with risk. Consider these key points:

  1. State Minimums: Know and potentially exceed your state's minimum insurance requirements for legal driving.
  2. Liability Coverage: Opt for higher liability coverage than the minimum, with recommended levels at $100,000 per person and $300,000 per accident.
  3. Comprehensive and Collision: If you have a newer car, adding these coverages protects against damages to your vehicle.
  4. Personal Injury Protection (PIP)/Medical Payments (MedPay): Useful for covering medical expenses, regardless of fault, especially if you lack health insurance.
  5. Uninsured/Underinsured Motorist: Protects you against accidents involving drivers with insufficient or no insurance.
  6. Deductibles: A higher deductible can reduce your premium, but ensure it's an amount you can afford if you need to make a claim.

Aim for coverage that safeguards your financial well-being without overextending on premiums. Consulting with an insurance advisor can help fine-tune your policy to your needs.

What's full coverage car insurance?

Full coverage car insurance is a term used to describe a combination of insurance policies that provide comprehensive protection for your vehicle, including liability, collision, and comprehensive coverages. It ensures that you're well-protected against various types of damages and liabilities:

  1. Liability Coverage: Covers damages and injuries you cause to others in an accident.
  2. Collision Coverage: Pays for repairs to your vehicle after an accident, regardless of fault.
  3. Comprehensive Coverage: Offers protection against non-collision incidents like theft, vandalism, or natural disasters.

Full coverage goes beyond the minimum requirements set by state laws, offering peace of mind and financial security in a wider range of scenarios. With RISKRAZERS, customers can access full coverage options starting at $39 per month, making comprehensive protection both affordable and accessible. This allows you to drive with confidence, knowing you're covered in almost any situation.